Non - Collateral Loans
- Education Loans Without Property
Non - Collateral Loan
At Lead Strategy Services, our non-collateral education loans offer a hassle-free way to fund your higher education without the need to pledge any property. With competitive interest rates and flexible repayment options, we ensure access to financial support for tuition, living expenses, and other educational needs.
We prioritize transparency and simplicity, guiding you through the entire process. Our goal is to help you achieve your academic aspirations with ease, providing tailored solutions designed to support your success and financial well-being.
Education Loan Eligibility
Discover if you’re eligible for a non-collateral education loan and take the first step toward achieving your academic dreams. Our eligibility criteria are designed to support a wide range of students, whether you’re pursuing an undergraduate or graduate degree in India or abroad. With no requirement to pledge property, you can access financial support with ease and confidence.
Education Loan Tax Deduction Under 80E
Leverage tax benefits under Section 80E of the Income Tax Act, 1961, when repaying your education loan. Deduct the interest portion of your EMIs from your taxable income, reducing your overall tax liability. These benefits are available for up to eight years or until the interest is fully repaid, whichever comes first.
Education Loan Interest Rates and Charges
Documentation Required for Non-Collateral Education Loan
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Frequently Asked Questions
A non-collateral education loan is a type of loan where you do not need to pledge any property or assets as security. It is designed to provide financial assistance to students based on their academic performance, co-applicant’s financial stability, and other eligibility criteria.
Students who wish to pursue undergraduate or postgraduate courses in India or abroad can apply for a non-collateral education loan. The loan is available to Indian citizens with a strong academic record and a co-applicant with a stable income source.
Eligibility criteria typically include having secured admission in a recognized institution, a good academic track record, a co-applicant (such as a parent or guardian) with a stable income, and meeting the age limit and academic requirements set by the lender.
The loan amount varies depending on the lender’s policy, your academic course, and the institution. Typically, non-collateral loans offer loans ranging from ₹1 lakh to ₹50 lakh, depending on the course and the applicant’s eligibility.
The repayment tenure for a non-collateral education loan usually ranges from 5 to 15 years, depending on the loan amount and the lender’s policy. Repayment can start after the course completion or within a few months of starting the job.
Yes, under Section 80E of the Income Tax Act, 1961, you can claim tax deductions on the interest paid on your education loan. The deduction is available for up to 8 years or until the interest is paid off, whichever comes first.
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Address
1-4,Brindavan Colony above Metro Opticals, Near Malkajgiri Bus stop, Hyderabad - 500047
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+91-6281050679
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Mon – Sat : 9:30 AM – 7:30 PM
Sun: Closed